Selling our house again

 Yes that's right - we're back on the market.


Having consulted a mortgage advisor prior to withdrawing from the sale, I had decided that I would get an investment mortgage on this property and then rent it out. On Wednesday last week I rang the advisor to start arranging that mortgage and was told that actually, seeing as I might take the equity overseas, and that I am self employed, and on a low income, even though the rent would more than cover the mortgage, there was no way any lender in the county would take that risk.

Hmm. At first I was annoyed. I pulled out of the sale based on the advice of that same guy! But do you know, actually, despite the annoyance I think it has all worked out for the best. When I sold before and then realised that I should be going to Australia not another property down the road, I wasn't fully ready to accept that we might go and not come back. Although that's what I really wanted to do, my family are here, half of BB's family are here, leaving would be hard. Both times when have moved across the world in the past, I have gone as a temporary measure, rented out my house and waited to see what happens. That's not quite so scary. Deliberately selling up and emigrating - that's full on!

But since we bought the tickets I feel great. I feel like it is the right move for us. Australia is the place for us to live and work and the UK is a great place to visit. With everything else I have been happily enjoying getting rid - I don't plan on storing anything in this country - if we don't need it enough to ship to Australia we don't need it at all. It's actually more hassle to rent the house and then to sell it with a tenant in place. Best just to get rid of that too before we go. So now I actually want to sell. So, thanks to the people we were buying from for not finding anywhere to go, and thanks to the mortgage advisor for giving me a false sense of security enough to take the plunge and book those tickets, and now thanks for the fact that I have no option but to sell so I don't have to spend ages deciding or feeling guilty. Its good. I also think it's better as it means that instead of being tied up in a house, our money will be available to us to ensure that we can afford to come back to the UK and visit people regularly, which I do really want to do.

So on Thursday morning I contacted the agent and got it back on the market. Then I had a crazy couple of days getting the house ready for viewing - we had got all our stuff out of the loft for sorting and there were piles everywhere. That was good too in a way though - instead of procrastinating over what to keep and what to get rid of I just had to do it - so we have taken several loads to the charity shop and are much closer to being ready to move.

Now we just need to sell. I think we will. There has been quite a lot of interest already.

Hello, and thanks for stopping by. My name is Emma and I am a lifestyle entrepreneur, writer, teacher, coach and mentor. I am passionate about eating real food, learning, travel and health. I get to spend my days with my amazing son who has chosen to learn from the world rather than at school. We write to share the life we love and to help others create a life they love too.

No comments:

Post a Comment